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Bike Virginia will NOT issue refunds for any reason, including medical, after March 1. There will be NO exceptions. WE STRONGLY RECOMMEND that you protect your travel investment with an inexpensive Event insurance policy. You can purchase insurance from any travel agent, or online during registration. Administrative fees will be assessed and deducted from ALL refunds (10% until January 1st; 20% until February 1st; 30% until March 1st). Processing fees are non-refundable. If you must cancel after March 1, you may transfer your registration to another rider. The new rider will incur a transfer fee. The event will take place rain or shine. We are not responsible for inclement weather or other natural acts.