Say hello to the bright side of banking
Life is a journey and it can take you in many directions. No matter where you’re going or what you need, we are with you for the ride and help you lead your life with convenient banking, great rates, and friendly service.

Jovia is a new name, but we've been around for more than 80 years
One day, eight decades ago, a group of school employees met in Valley Stream on Long Island to start a new venture. They agreed to pool their savings to make it easier and less expensive for members to save and borrow money from each other, rather than a bank. Those workers took charge of their future that day. That entrepreneurial spark became Nassau Educators Federal Credit Union or NEFCU for short.

Today, as Jovia Financial, we are a thriving financial institution with more than $3 Billion in assets, 19 branches, and a network of over 55,000 ATMs worldwide. Jovia is a new kind of credit union, one focused on combining age-old service and value with the convenience that today’s technologies allow.